Trucks Insurance

Affordable trucks insurance, customized for you.

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    Do you Need Cargo Insurance?

    Do you Need Physical Damage Insurance?

    Do your Need General Liability Insurance

    Do your Need Trailer Exchange Insurance?

    Do you Have MC/ICC Have Authority?

    Save on Trucks Insurance with a Customized Policy

    Rev up your savings with Ontiveros Insurance – your trusted partner for Trucks Insurance. Discover unparalleled value as we craft a tailored policy that caters specifically to your fleet’s needs. With Ontiveros, safeguarding your trucks doesn’t mean breaking the bank. Explore cost-effective solutions that prioritize both protection and your bottom line. Drive confidently knowing you’ve got the best in Trucks Insurance on your side.

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    Get Your Trucks Insurance Quote Today – Contact Ontiveros Insurance!

    The Importance of Having Trucks Insurance

    Elevate your peace of mind with Ontiveros Insurance, where safeguarding your fleet isn’t just a necessity – it’s a smart investment. Our Trucks Insurance provides a robust shield against unforeseen risks, ensuring your business stays on the road to success. Don’t compromise – trust Ontiveros for comprehensive coverage tailored to your unique needs. Secure your trucks today and drive with confidence, knowing you have the unmatched protection of Ontiveros Insurance by your side.

    How Does Trucks Insurance Work?


    Assessment and Customization

    Insurance providers evaluate your trucking operations, considering factors such as the size of your fleet, the type of cargo you transport, and your drivers’ records. Based on this assessment, a customized insurance plan is crafted to address the specific risks associated with your business.


    Coverage Selection

    You choose the coverage options that best align with your needs and risk tolerance. Common types of coverage include liability insurance, cargo insurance, and physical damage coverage. Each component is designed to protect against different aspects of potential loss or damage, providing a comprehensive safety net for your trucks and business.


    Claims Process and Support

    In the unfortunate event of an accident or damage, the insurance process kicks in. You report the incident to your insurance provider, who guides you through the claims process. Timely and accurate reporting is crucial. The insurance company then assesses the claim and provides financial support to cover repair costs, liability claims, or other covered losses, helping you get back on the road with minimal disruption.

    What Does Trucks Insurance Cover?

    At Ontiveros Insurance, we recognize the unique challenges faced by trucking businesses. Operating a fleet comes with inherent risks, and we’re here to provide tailored Trucks Insurance solutions that go beyond expectations. Our comprehensive coverage ensures that your trucks and business are protected against unforeseen events, giving you the peace of mind you deserve.

      • Liability Insurance: Protects against third-party bodily injury or property damage claims arising from accidents involving your trucks.
      • Physical Damage Coverage: Covers repairs or replacement costs for damage to your trucks caused by accidents, collisions, or non-collision events like theft, vandalism, or natural disasters.
      • Cargo Insurance: Safeguards the value of the transported goods in case of damage, theft, or loss during transit.
      • Uninsured/Underinsured Motorist Coverage: Provides protection if your trucks are involved in an accident with another party that lacks sufficient insurance coverage.
      • Medical Payments Coverage: Covers medical expenses for injuries sustained by you or your drivers, regardless of fault, in the event of an accident.
      • Non-Trucking Liability Insurance: Offers liability coverage for your trucks when they are not actively engaged in business-related activities, such as during personal use or while parked.
      • Trailer Interchange Insurance: Extends coverage to non-owned trailers under your care while in transit as part of a trailer interchange agreement.
      • Downtime Coverage: Compensates for lost income and rental expenses during periods when your trucks are out of commission due to covered events.
      • Environmental Liability Insurance: Addresses the costs associated with environmental cleanup in the event of a covered accident involving hazardous materials.
      • Equipment Breakdown Coverage: Protects against the financial impact of unexpected breakdowns or failures of essential trucking equipment, such as engines or refrigeration units.

      Why Choose Ontiveros Insurance for Your Trucks Insurance?

      With over 20 years of experience in the market, we have been a reliable support for our clients in the field of trucks insurance. We stand out for our specialization in more than 34 insurance services, providing a personalized approach backed by committed agents at every stage of the process. At Ontiveros Insurance, our track record speaks for itself, and we are here to ensure that your homeowners insurance needs are addressed with professionalism and dedication.

        Contestan todas tus preguntas muy buen servicio al cliente
        Mary Jo Ortiz
        Mary Jo Ortiz
        Hello I'm from Pharr and ever since i started with Ontiveros I was helped by Joselyn and she has been the one to help me every single time. This girl is amazing and will go out of her way to help me. Highly recommend!!! 10 out of 10. Can't say it enough. She is amazing. Every business needs people like Jocelyn!!!!
        Esmeralda Sanchez
        Esmeralda Sanchez
        Great service, good prices.
        Doberman Street
        Doberman Street
        Great costumer service, Paola is awesome explains every little detail and answer every question I had!
        Lizbeth Pulido
        Lizbeth Pulido

        Frequently Asked Questions About Trucks Insurance

        What is Trucks Insurance?

        Trucks insurance, also known as commercial truck insurance, is a specialized type of insurance designed to provide coverage for vehicles used in business-related transportation. This type of insurance goes beyond typical personal auto insurance, addressing the unique risks associated with commercial trucking operations. Trucks insurance typically includes various coverage options such as liability insurance, physical damage coverage, cargo insurance, and other specialized coverages tailored to the needs of trucking businesses. It aims to protect truck owners and operators from financial losses arising from accidents, damage to vehicles, cargo losses, and other potential liabilities related to the use of commercial trucks in the course of business activities. Trucks insurance is crucial for ensuring the financial stability and continuity of trucking businesses in the face of unexpected events and liabilities.

        If you want more information or want a personalized quote, contact us and we will be happy to help you answer your questions.

        How Much Does Trucks Insurance Cost?

        The cost of trucks insurance can vary widely based on several factors that influence the level of risk associated with your commercial trucking operations. Here are key factors that can impact the cost of trucks insurance:

        • Type of Coverage
        • Truck Characteristics
        • Driving History
        • Cargo Type
        • Coverage Limits
        • Deductibles
        • Business Location
        • Claims History

          To get an accurate estimate of how much trucks insurance will cost for your specific situation, contact us for a personalized quote.

          What's Not Covered by Trucks Insurance?

          While trucks insurance provides essential coverage for various risks associated with commercial trucking, there are certain exclusions and limitations that may apply. The specific terms and conditions can vary based on the insurance policy and provider. Common exclusions from trucks insurance coverage may include:

          • Intentional Acts
          • Normal Wear and Tear
          • Illegal Activities
          • Unapproved Use
          • Employee Dishonesty
          • Nuclear Events
          • Wear and Tear on Cargo
          • Unattended Vehicles

          Consult us to help you tailor your coverage to meet your individual needs and circumstances.