Basic Full Insurance

Affordable basic full insurance, customized for you.

Save on Basic Full Insurance with a Customized Policy

Drive worry-free with Ontiveros Insurance – your key to the importance of basic full auto insurance. Safeguard your vehicle against life’s uncertainties with our comprehensive coverage, offering a protective shield tailored to your needs. Ontiveros prioritizes your peace of mind on the road, providing a seamless blend of security and affordability. Don’t compromise on your safety – choose Ontiveros for trusted solutions that make basic full auto insurance a driving essential. Experience the assurance of a secure journey with Ontiveros Insurance today.

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The Importance of Having Basic Full Insurance

Elevate your driving experience with Ontiveros Insurance, where the importance of basic full auto insurance takes center stage. Our tailored policies provide comprehensive coverage, ensuring you cruise with confidence. From accidents to unforeseen incidents, Ontiveros has you covered with a reliable shield for your vehicle. Embrace the road ahead knowing that our basic full auto insurance offers a blend of protection and affordability. Trust Ontiveros – safeguarding your journey, securing your drive.

How Does Basic Full Insurance Work?


Coverage Evaluation

Basic full auto insurance works by assessing your coverage needs. You’ll determine the extent of protection required for your vehicle, taking into account factors like liability, collision, and comprehensive coverage.


Policy Selection

Once your coverage needs are identified, you choose a policy that aligns with your requirements. This involves selecting appropriate limits and deductibles for each type of coverage, ensuring a tailored insurance plan that suits your driving habits and financial considerations.


Claims Process

In the event of an accident or covered incident, the basic full auto insurance comes into play. You file a claim with your insurance provider, who then assesses the damages and liabilities. The insurance company provides financial support, covering repair costs, medical expenses, and other applicable damages as outlined in your policy.

What Does Basic Full Insurance Cover?

Tailored to meet the unique needs of your journeys, our Basic Full Auto Insurance offers comprehensive coverage, empowering you to navigate the roads with confidence and security. Going beyond standard protection, our policy is meticulously crafted to deliver specialized coverage, specifically addressing the nuances of auto-related risks.

    • Liability Coverage: Protects you financially if you’re responsible for causing injury or property damage to others in an accident.
    • Collision Coverage: Covers the cost of repairs to your vehicle in the event of a collision with another vehicle or object.
    • Comprehensive Coverage: Provides protection against non-collision events such as theft, vandalism, natural disasters, or animal collisions.
    • Medical Payments Coverage: Pays for medical expenses for you and your passengers, regardless of who is at fault in an accident.
    • Uninsured/Underinsured Motorist Coverage: Offers coverage if you’re involved in an accident with a driver who has insufficient or no insurance.
    • Personal Injury Protection (PIP): Covers medical expenses, lost wages, and other costs for you and your passengers, regardless of fault.
    • Rental Car Reimbursement: Helps cover the cost of renting a vehicle while yours is being repaired after a covered accident.
    • Towing and Labor Coverage: Assists with the costs of towing and basic roadside assistance services.
    • Gap Insurance: Pays the difference between the actual cash value of your car and the amount you owe on a loan or lease if your car is totaled.

    Why Choose Ontiveros Insurance for Your Basic Full Insurance?

    With over 20 years of experience in the market, we have been a reliable support for our clients in the field of Basic Full insurance. We stand out for our specialization in more than 34 insurance services, providing a personalized approach backed by committed agents at every stage of the process. At Ontiveros Insurance, our track record speaks for itself, and we are here to ensure that your homeowners insurance needs are addressed with professionalism and dedication.

      Contestan todas tus preguntas muy buen servicio al cliente
      Mary Jo Ortiz
      Mary Jo Ortiz
      Hello I'm from Pharr and ever since i started with Ontiveros I was helped by Joselyn and she has been the one to help me every single time. This girl is amazing and will go out of her way to help me. Highly recommend!!! 10 out of 10. Can't say it enough. She is amazing. Every business needs people like Jocelyn!!!!
      Esmeralda Sanchez
      Esmeralda Sanchez
      Great service, good prices.
      Doberman Street
      Doberman Street
      Great costumer service, Paola is awesome explains every little detail and answer every question I had!
      Lizbeth Pulido
      Lizbeth Pulido

      Frequently Asked Questions About Basic Full Insurance

      What is Basic Full Insurance?

      Basic Full Auto Insurance typically refers to a comprehensive auto insurance policy that provides a broad range of coverage to protect you and your vehicle.

      Having a basic full auto insurance policy ensures a more comprehensive level of protection, addressing various risks you may encounter on the road. It’s essential to review the specific terms and coverage limits with your insurance provider to understand the extent of protection offered by your policy.

      If you want more information or want a personalized quote, contact us and we will be happy to help you answer your questions.

      How Much Does Basic Full Insurance Cost?

      The cost of Basic Full Auto Insurance can vary widely depending on several factors. Insurance premiums are influenced by individual circumstances, driving history, the type of vehicle, coverage limits, and the insurance provider’s policies. Here are some key factors that can impact the cost:

      • Driving Record
      • Vehicle Type
      • Coverage Limits
      • Deductibles
      • Location
      • Insurance History

          To get an accurate estimate of how much basic full auto insurance will cost for your specific situation, contact us for a personalized quote.

          What's Not Covered by Basic Full Insurance?

          While Basic Full Auto Insurance provides comprehensive coverage, there are certain situations and items that may not be covered. It’s crucial to review your policy documents and discuss any specific concerns with your insurance provider. Here are common exclusions or limitations in Basic Full Auto Insurance:

          • Intentional Damage
          • Wear and Tear
          • Racing or Off-Roading
          • Unapproved Drivers
          • Business Use
          • Personal Property
          • Custom Equipment
          • Non-Accident Events